LifestyleCare Cover

Lifestyle Care Cover

Life expectancy is rising faster than originally thought, with 90 years of age expected to become the norm in some affluent areas of the country by 2030 *

As we get older, we become more frail. We’re also more likely to become seriously ill. Conditions like Alzheimer’s, Parkinson’s, dementia and stroke all become more common later in life - particularly when we’re over 50.

These conditions can seriously affect our ability to live independently. Everyday tasks that we take for granted, like getting out of bed, washing, and getting dressed, can become much more difficult.

Protect against the financial impact of tomorrow

The longer you live, the more likely you are to need help looking after yourself. You might need to make changes to your lifestyle, whether it’s getting a mobility scooter, paying someone to cook and clean, or even going into care.

Examples of lifestyle costs:
A mobility scooter between £300 and £5,000**
Carer to visit for 14 hours a week £11,000 per year***
Average cost to support living with dementia £30,000#
Living with dementia for 5 years up to £150,000

Lifelong cover that helps when you need it most

We pay out your LifestyleCare Cover if, for whatever reason, you’re no longer able to look after yourself. This could be because you’ve become frail. It could also be because you’ve had a stroke, or if you’re living with a degenerative condition like Alzheimer’s disease, Parkinson’s or dementia. You can use this money in any way you want, including paying towards any adjustments you need to make.

You can:

  • Take some of the pressure off your family and friends
  • Choose the support services that are right for you
  • Protect your home, and any savings you’ve got
  • When you die, we’ll pay your family whatever you don’t use. This means your cover can be there for you while you’re alive, and there for your family after you die.

Ready to apply or need more information?

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*Guardian Article
**rica.org.uk
***Moneyadviceservice.org
#Alzheimer’s Society

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